You’re Asking The Right Question

If you’re asking the question, “How can I get free money,” you’ll be pleased to learn that there are a number of ways to get the money you need.

Although many people believe that there is no such thing as a free lunch, when you ask a question like,” How can I get free money?” you actually open up a cornucopia of options.

Here, then, are 5 ways to get free money.

1 Get Free Money Through 401 (k) Matching Funds

Your job may not give you a raise when you ask for one at the end of the year, but you can still receive free money if your employer provides a 401(k) matching contribution. Unfortunately, not all jobs provide this as many employers scaled back on this benefit after the economic crisis in 2008. However, some still do, so inquire if your company offers it, and then enroll in the program. Since your employer will match the funds that you contribute to this program, make sure to contribute as much as you are allowed every year. Remember, this money is not static, but will grow every year until your retirement.

2 Get Free Money Through Government Business Grants

Government business grants should not be confused with loans or federal assistance. The money is free; you do not have to pay it back. A grant is an award. The government awards people or organizations that will offer the public a benefit. If you open up a business, you will help the economy grow, so this is considered a public benefit.

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3 Get Free Money Through Housing Grants

Billions of dollars are contributed for housing grants. You can get one if you are a low-income renter who has poor credit. You can get one if you are a first-time buyer. And you can even get one if you already have a house but want to renovate it—for instance, you can get a grant if you need to pay for heating or cooling repairs. Grants are also available for home repairs related to energy conservation. The U.S. Department of Housing and Urban Development has a website that offers more information. You can also get assistance from HUD. While HUD will not be able to give you grant money directly, they will help you work with local government to get money.

4 Get Free Money Through Grants For Women 

Women are eligible to get all kinds of grants, ranging from grants to start a business to money to go to college. There are also subsidies for low-income households. Ideally, the best way for women to get large awards is by opening up a business.

5 Get Free Money Through Grants For Minorities

You can get a grant based on ethnic background. These grants are often used for going back to school, but you can also get them for beginning a new business venture. The top grants include the Tribal Colleges Education Equity Grant for Native Americans, the Hispanic Scholarship Fund Institute for Latin-Americans, and include the United Negro College Fund for African Americans.

So if you’ve been asking, “How can I get free money?” try one or more of these five options.

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